Capital Insurance Services offers a variety of plans to fit your needs. The following plans are available:

Life Insurance:

Universal Life Insurance can help meet the needs of people who desire long-term death benefit protection with a flexible premium option. Features include:

• Protection you can guarantee for short periods based on premiums paid, for your lifetime, or any period you choose
• Premium options and payment plan choices

Term Life Insurance provides protection for a limited period of time, such as 10, 15, 20, or 30 years, and pays a benefit if the insured dies during this period. Although term policies typically do not accumulate cash value, many do offer a feature that allows you to convert to a permanent policy within a certain time. This can be beneficial if you would like to purchase a permanent policy, but your budget does not allow it right now, or if you like the option of being able to convert to a permanent policy later on.