Boat

START MY QUOTE

Everyone loves a great day on the water! An even better way to relax is knowing you have the right insurance for the occasion.

Although boat insurance is not legally required by the State of Michigan, it may be a requirement if your boat is financed. Many marinas may also require insurance before allowing you to dock your boat there or rent a slip for the season. Even if insurance is not required it is still a good idea. Like car insurance, boat insurance includes general liability which protects you in the event that you are responsible for any injuries or damages you cause. Your boat will also be covered in the event of a collision, theft, vandalism, storm damage, which provides you with peace of mind.

Coverage will vary depending on the type of craft you own. Many people think that their boat may be covered under their homeowner’s policy, however there are some limitations. Be sure to talk to your agent before making the assumption that yours is covered. You will also want to understand the limitations of your policy – some boat coverage will only cover you close to home.

Types of Coverage

Insurance coverage options will vary based on size & types of your watercraft. Options include:

Limited liability protection – This protects you in case you cause injuries or damage to another person or their property.

Physical damage coverage – This protects your boat if it is involved in a collision or hits an underwater object.

Replacement coverage – This can be either full replacement coverage or actual cash value coverage.

START MY QUOTE

Please take a moment and upload one of the quote request forms – share only what you like. One of our agents will get back to you within 72 hours to help you find the right insurance at the right price.

Select what document you are submitting.

Upload your files.

Enter your contact information.




EmailPhone


Start My Quote

Let us know how you prefer to get started.
  • I’d like to speak with someone.
  • I’d like you to contact me.
  • I’m ready to get started.

Please take a moment and download one of the below forms. Once you complete the information, please come back and upload the material. Our agents will be able to reach out to help you find the right coverage at the right price.

(800) 968-5445

If you know what kind of insurance you’re looking for, select the type of quote and give us your name and preferred method of contact and someone will get in touch to help you begin the quote process.

PersonalCommercialBond




EmailPhone


Select the type of quote you need and download the form to begin the quote process