If you own a townhouse or condo, you have different insurance needs than the typical homeowner. Not only do you own your individual condo, you also share ownership in the common areas and overall structure of your building. If shared areas need upkeep and maintenance, your association will typically handle the expense through their insurance package. Although your association dues help pay for upkeep of the common areas, they do not typically cover your personal property within your own unit, or your liability if someone is injured on your property.

Condominium insurance provides protection where condo associations do not. Condo and townhouse coverage protects your possessions within your unit, including furniture, appliances, kitchen and bath facilities, and your personal items in the event of a covered loss.

If you would like to feel more secure, ask us about purchasing condo or townhouse insurance.