An escrow agent bond is a license and permit surety bond often required of individuals or companies who provide escrow services. An escrow agent is a person who engages in the business of receiving escrows for deposit or delivery either in person or through the internet. This bond protects title and escrow agents from financial loss due to fraudulent activities, including theft of escrow funds. While title agents may have crime coverage through other forms of insurance policies, many times it will not protect escrow funds from theft or meet lenders’ needs.